Fred

Corpus Christi, TX

Nice Question,

If your current insurance provider do fillings for the SR-22 car insurance, after being sure that you have at least the minimum liability limits that your state is requiring of you, the it would be much easier if you get it from your car insurance provider that you currently have.

If however your current insurance company will not file the SR-22 car insurance for you then you will need to find a different car insurance provider that does file SR22 car insurance will send in the SR22 certificate to the proper state agency on your behalf.

Current insurance carrier does not file SR-22 car insurance forms for policyholders you will need to cancel your car insurance policy with them. If they do not deal with SR22s then you will need to get insurance with an insurer that does SR22 filing and then terminate your current insurance once your new car insurance is in effect.Be sure to get the new policy before canceling the old one so you will not have a lapse on your auto insurance coverage

What is SR22 insurance for?

Bill

Corpus Christi, TX.

Bill,

What the SR22 form does is provides a guarantee to the Texas DPS

(Department of Public Safety) that the driver has the state required amount of coverage. If the policy is ended, gaps, lapse of coverage, etc… the Texas SR22 filing requires the insurance company to immediately notify TX DPS. Upon notification of such an occurrence the Texas DPS will promptly suspend the drivers driving privileges and TX drivers license.

Try to obtain a policy with a deductible of one thousand dollars. However, if you are worried that you cannot afford a higher deductible, then you may want to set aside any money you are saving from using a lower premium deductible.

Excellent Question.

How long will my auto insurance be affected after a DUI/DWI conviction? 

Harry

Port Aransas, TX.

Harry,

 Your auto insurance after a DUI will be affected for several years due to the fact that you’ll now be classified as high risk. The first major impact you’ll see in regards to your auto insurance will be the

mandatory requirement that you carry what’s referred to as an SR22 insurance policy for 3 years.

So when shopping for SR22 auto insurance the way to get the cheapest policy is to get rate quotes from as many different sources as possible. The SR22 quotes are free and there is no obligation to use any insurance company by getting a quote from them. So the way to get the best SR22 auto insurance deal is to seek out quotes from as many providers and/or brokers as possible and then you can simply select the best deal.

Great Question.

Jose

Corpus Christi, TX.

Jose, 

Yes you can refuse to blow in to the machine. Most machine are calibrated on a regular basis. But most officer have not been trained properly on how to administer the test.  There are a lot of variables to be consider when taking this test.  Example did you know that if you ate garlic, had a peppermint, or a peptic ulcer it could alter your test. Even if you breath to hard it will alter the reading of the test.

The best thing is to refuse the test and have them take blood from you. But they have to have a warrant from a judge to do this procedure. Also it is usually done at a hospital. So by the time all that paperwork gets figured out you may have sobered up enough. But the best thing really to do is plan ahead and have a designated drive or don’t drink and drive.

Thank you for the Question.