Corpus Christi Car Insurance

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Posts Tagged Corpus Christi Tx

SR22 Insurance Corpus Christi Texas

What is SR22 insurance for?

Bill

Corpus Christi, TX.

Bill,

What the SR22 form does is provides a guarantee to the Texas DPS

(Department of Public Safety) that the driver has the state required amount of coverage. If the policy is ended, gaps, lapse of coverage, etc… the Texas SR22 filing requires the insurance company to immediately notify TX DPS. Upon notification of such an occurrence the Texas DPS will promptly suspend the drivers driving privileges and TX drivers license.

Try to obtain a policy with a deductible of one thousand dollars. However, if you are worried that you cannot afford a higher deductible, then you may want to set aside any money you are saving from using a lower premium deductible.

Excellent Question.

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DUI/DWI SR22 Insurance Corpus Christi Texas

 Will a DWI/DUI raise my insurance rates?

Jesus

Corpus Christi, Tx.

Jesus,

 If there is anything that could drive your car insurance cost sky-high it’s a drunk-driving (DUI) conviction.

According to the Insurance Information Institute, there is an alcohol-related traffic fatality in the United States every 29 minutes. Aside from the risk of killing yourself and others, drunk driving carries with it serious penalties from your car insurance company.

Car insurance companies may check your motor vehicle record only once every three years or when you’re applying for a new policy. It’s possible that accidents, tickets and DUIs may never make their way to your official motor vehicle record. However, if your insurer does discover your DUI and classifies you as a “high-risk driver,” shopping around at renewal time is the best strategy, as car insurance rates will vary greatly among insurers. On the other hand, a rate hike may be the least of your problems; your policy could be cancelled or nonrenewed, especially if you are currently in a preferred car insurance rate class. Then you’ll be forced to look for new car insurance with the double-whammy of a DUI and a cancellation on your record.

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Cheap SR 22 quotes Corpus Christi Texas

Can I refuse to blow into the breathalizer machine at a police station if picked up for DUI/DWI?

Jose

Corpus Christi, TX.

Jose, 

Yes you can refuse to blow in to the machine. Most machine are calibrated on a regular basis. But most officer have not been trained properly on how to administer the test.  There are a lot of variables to be consider when taking this test.  Example did you know that if you ate garlic, had a peppermint, or a peptic ulcer it could alter your test. Even if you breath to hard it will alter the reading of the test.

The best thing is to refuse the test and have them take blood from you. But they have to have a warrant from a judge to do this procedure. Also it is usually done at a hospital. So by the time all that paperwork gets figured out you may have sobered up enough. But the best thing really to do is plan ahead and have a designated drive or don’t drink and drive.

Thank you for the Question.  

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