Reader’s Question:

My 19 year old daughter is still living with us and she bought a 2nd hand sedan, I want to help her get a good inexpensive auto insurance, whats your recommendations?

Linda

Corpus Christi, TX

First off, getting car insurance for young drivers nowadays is going to consist of hard work and a bit of time, especially if you’re looking for an affordable one. But to be honest, having your daughter living with you will help her get inexpensive car insurance in no time. If you really want to help your daughter, add her to your car insurance policy. Yes, your current rate will increase but if you do the comparison, you’re helping her save a lot. Letting her get her own insurance policy will surely cost a lot.

Do you know why car insurance for young drivers usually has a higher rate compared to adult ones? Young drivers are inexperienced when it comes to driving. They are also involved in most car accidents due to the fact that most of them drink and drive.

Here are more tips in order to lower the cost of car insurance for young drivers.
-Raise her policy’s deductible, a good $500 to $1,000 deductible will do the task and will lower your monthly payments. Take note though that the amount of your deductible is amount you will pay before your insurance kicks in.
-Make your daughter enroll for a defensive driving class and she might be eligible for a discount.
-Make her achieve good grades since it will convince car insurance company that your daughter is responsible.

Don’t forget to shop around and compare quotes in order to get the best deal for your sibling.

Tags: Car Accidents, Car Insurance Company, Car Insurance Policy, Corpus Christi Tx, Current Rate, Defensive Driving, Inexpensive Auto Insurance, Inexpensive Car, Insurance, Own Insurance, Quotes, Young Drivers